This week we’re following up on one of our most popular series – Understanding My Insurance! This week we’re going to be talking about one of the most confusing parts of your insurance – how to know what your insurance will cover and if insurance covers Men’s Liberty.
So first, let me start with a disclaimer. There are over thirty five thousand different insurance plans available in the US right now. There is no way I can cover all of them. The best I can do is give you some helpful guidelines and general information from our insurance experts.
First – consult your benefit book.
If you’re like me, you probably got this massive booklet a few years ago, promptly tossed it in a corner and never read it. Your benefit booklet is your holy grail for information on what is covered AND what isn’t.
The downside is, it’s written in legalese – that’s the knick-name for language used by lawyers to confuse us normal people who don’t speak in tongues. But if you strip away the legal mumbo-jumbo – it will tell you whether or not something is covered.
Not sure, you can call them but you’ll be on hold for several weeks before you speak to an actual person. So your best bet is often to visit their website. Most insurance companies will let you set up an online account to access your profile. This has lots of coverage information and even better, it’s usually written in plain English!
Our second tip, especially for those of you who have Medicare, is to call 1-800-MEDICARE.
They can give you lots of great information about coverage. In general, for older adults, Medicare sets the baseline for what is considered acceptable coverage. If Medicare covers it, many insurance companies will follow suit. This isn’t always the case but it can be a useful indicator.
And our third and final tip – if you’re not sure – ask us if your insurance covers Men’s Liberty!
We talk to men every day looking to try Men’s Liberty and get it covered by their insurance. We work with our distributors to do something called: insurance verification. This is where we take your information from your insurance card and check it with the insurance company online to verify your benefits for Men’s Liberty. Men’s Liberty is covered under a particular code – so that’s what we look for. Once we’ve verified your insurance, we’ll call and tell you if it’s covered or not! If you’re looking for another product – reach out to a distributor who sells that product – they do the same insurance verification process.
Call us today to find out if your insurance covers Men’s Liberty!
I hope this helps you all – and if you have more insurance questions be sure to let us know and we’ll include them in our next installment of the Understanding Your Insurance series.