Incontinence products can be costly, so it is important to understand your coverage options. However, these myths and facts about Medicare coverage for incontinence products will help.
Myths and Facts about Medicare Coverage for Incontinence Products
Medicare covers the cost of incontinence products
Given the millions of men managing incontinence you might assume pads and diapers are covered. They aren’t under Medicare part A or B. However, some incontinence products like catheters may be covered under other insurance or Medicare supplemental plans. Review your policy carefully.
I can buy the brand I want from any store or vendor
Even if you have coverage for incontinence products, you may find that your preferred brand and/or size doesn’t. Most people pay up to $300 per month out pocket for adult diapers or pads. If you are lucky enough to have some of your supplied covered you may be required to use approved providers or be limited by the number and type of products you can purchase each month.
I can purchase covered products even if I do not have a physician diagnosed medical condition.
To qualify for coverage or be eligible for a tax deduction for incontinence products, their use must be followed by a documented medical condition. Take care to save all your receipts so you can accurately report your expenses at tax time.
Medicaid covers the cost of incontinence products
Coverage varies from state to state. Medicaid may pay for incontinence products in your state. They often don’t cover related products, such as gloves, personal care wipes and skin creams. Again, review your policy carefully.
If I don’t have a Medicare supplemental plan or Medicaid is not an option in my state, I’m out of luck.
That isn’t necessarily so. If you are a veteran, you may qualify for coverage of your incontinence products. Also, options such as Flexible Spending Accounts (FSA), Health Savings Accounts (HSA) and tax deductions may help you offset costs for these products.
Men’s Liberty offers a better alternative – over 3000 insurance plans cover our innovative external catheter for little to no out of pocket cost
Our alternative to the Foley Catheter and traditional external catheter directs urine away from the skin keeping you dry 24/7. It is long-wearing and dependable, too. You get up to 24 hours of discreet coverage so you can go about your day (or enjoy a full night’s sleep) without anxiety about accidents or leaks.
Maybe you don’t need Medicare coverage for incontinence products
Our answer to incontinence is easy. Call today to see if the Men’s Liberty solution is right for you. Most insurance plans cover our product. If you qualify you can enjoy freedom from diapers and pads with little to no out of pocket costs. Therefore, don’t let incontinence slow you down.