Managing Urinary Incontinence. What Seniors Need to Know About Coverage & Support.
Understanding What Insurance Actually Covers
Let’s be honest figuring out insurance coverage can feel like reading a foreign language. But understanding what’s covered can save you hundreds of dollars each year.
Here’s what you need to know about Medicare coverage:
What Medicare Part B Does Cover: Medicare Part B covers certain urological products when you have permanent urinary incontinence or retention (conditions lasting longer than 3 months). For men, this includes up to 35 external catheters per month. Medicare typically pays 80% of the approved cost after you meet your deductible, the remaining 20% would be covered by supplement insurance plans.
What Medicare Doesn’t Cover: Unfortunately, Medicare doesn’t cover disposable products like adult diapers, protective underwear, or absorbent pads. These are considered personal hygiene items rather than durable medical equipment.
Your Next Steps:
- Call your insurance company and ask specifically about Durable Medical Equipment “external catheters” and “urological supplies”.
- Request a copy of your coverage details in writing
- Ask your doctor to document your condition as “permanent” if it’s expected to last more than 3 months.
- Consider Medicare Advantage plans, which sometimes offer additional coverage for incontinence supplies
Non-Invasive Solutions That Make a Real Difference
Gone are the days when managing incontinence meant uncomfortable, embarrassing options. Today’s external catheters offer a different approach entirely—no insertion required, no bulky diapers, and no constant worry about leaks.
Why Men’s Liberty Stands Out
When comparing external catheter options, Men’s Liberty offers several advantages that matter in real-world, everyday use:
A Different Design Approach Unlike traditional condom catheters that can slip off or cause sizing issues, Men’s Liberty uses a patented hydrocolloid adhesive that creates a secure, skin-friendly seal directly around the urinary opening. This one-size-fits-most design eliminates the frustration of finding the right size.
Keeps Urine Away from Your Skin The external pouch design directs urine away from the skin and into an 8-ounce collection pouch. This matters because keeping urine off your skin significantly reduces the risk of urinary tract infections, skin irritation, and breakdown—common problems with adult diapers and some condom catheters.
All-Day Comfort and Discretion With an average wear time of up to 24 hours, you can apply it once in the morning and go about your entire day with confidence. The low-profile design fits comfortably and discreetly inside regular underwear or shorts—no one will know you’re wearing it.
Real Freedom, Real Life Men’s Liberty empties easily when needed, or you can connect it to a leg bag or bedside drainage bag for extended wear or overnight protection. This flexibility means you can adapt the system to your schedule, whether you’re at home, at work, traveling, or enjoying activities you love.
Insurance Accepted Men’s Liberty is covered by Medicare, Tricare, and over 3,000 private insurance plans across the U.S. This wide acceptance means you can access quality bladder management without the premium out-of-pocket costs some specialized products require.
For more Information about Men’s Liberty please call: 1-800-484-4539 or visit MensLiberty.com
The Real Impact on Your Daily Life
Managing incontinence isn’t just about physical comfort—it’s about getting your life back. When you’re constantly worried about accidents, you might:
- Stop going to social gatherings.
- Give up activities you love
- Feel anxious or embarrassed
- Avoid traveling or long trips,
The right management approach changes all of that. You deserve to live fully, without letting bladder issues dictate your schedule.
Making Healthcare Affordable
Nobody should have to choose between managing their health and paying their bills. Here are some practical ways to reduce costs:
Talk to Your Doctor: Ask about all covered options under your plan. Sometimes there are equivalent products at different price points.
Compare Suppliers: Different medical supply companies charge different amounts. Shop around for the best price on covered items.
Check for Assistance Programs: Many manufacturers offer financial assistance or samples. Some nonprofit organizations also provide help with incontinence supplies for those who qualify.
Review Your Plan Annually: During Medicare’s open enrollment period (October 15th – December 7th), compare plans to see if another option might offer better coverage for your needs.
Where to Find Support and Answers
You don’t have to navigate this alone. Here are some valuable resources:
Medical Guidance:
- National Institute on Aging (https://www.nia.nih.gov/): Offers comprehensive information about urinary incontinence in older adults
- American Geriatrics Society’s HealthInAging.org: Provides care and treatment options specifically for seniors
- Your urologist or primary care doctor can refer you to specialists
Insurance Help:
- Medicare’s Official Site (www.medicare.gov): Search for “urological supplies” to see current coverage
- State Health Insurance Assistance Program (SHIP): Free, personalized counseling about Medicare coverage
- Your insurance company’s customer service line
Emotional and Practical Support:
- Local senior centers often have support groups.
- Online forums like NAFC (National Association for Continence) connect you with others who understand.
- Your local Area Agency on Aging can point you to community resources.
Taking the First Step
If you’ve been putting off dealing with incontinence, today is a good day to start. Here’s what to do:
- Schedule an appointment with your doctor to discuss your symptoms and get a proper diagnosis
- Gather your insurance information and review your current coverage
- Ask specific questions about what products are covered and how to access them
- Don’t be embarrassed—your doctor has these conversations every single day
Remember, urinary incontinence is a medical condition, not something to feel ashamed about. With the right information, support, and products, you can manage it effectively and get back to living the life you want.
Have questions about Men’s Liberty or other bladder management solutions? Contact your healthcare provider to discuss which options might work best for your situation. For insurance coverage questions, call your plan directly or speak with a Medicare counselor through your local SHIP office.
Important Resources:
- Medicare: 1-800-MEDICARE (1-800-633-4227)
- National Association for Continence: www.nafc.org
- National Institute on Aging: 1-800-222-2225